You must utilize/apply textbook concepts from Chapter 10 in your well-thought-out response.
Write a message that targets university students and persuades them to start a retirement account. You will find a lot of information online about the benefits of starting a retirement account early. Spend a few hours learning about various options (IRA, Roth IRA, Mutual Funds, Money Market, etc) before you begin writing your letter. Use the samples provided in Chapter 10 as a guideline for formatting.
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